Jakarta, ThedailyID — PT Jaminan Kredit Indonesia (Jamkrindo) reported resilient financial performance in 2025, supported by adaptive business strategies and disciplined risk management (April 9, 2026).
The company recorded a pre-tax profit of Rp1.28 trillion and a net profit of Rp1.05 trillion. It has consistently generated profits since its establishment in 1970.
Jamkrindo also continued contributing to the economy through tax payments and dividend distribution to shareholders.
From a financial structure perspective, total assets reached Rp30.86 trillion, while equity stood at Rp13.84 trillion. Gross guarantee service income totaled Rp7.12 trillion.
At the same time, gross claims rose to Rp6.6 trillion, in line with increased guarantee activities. However, the company maintained overall performance through strong fundamentals and prudent risk management.
Operationally, Jamkrindo recorded a guarantee volume of Rp247.57 trillion in 2025. It supported more than 5.56 million micro, small, and medium enterprises (MSMEs) and cooperatives across Indonesia.
Acting President Director Abdul Bari said the company continues to strengthen its role in supporting MSMEs, in line with national development priorities.
“Amid industry dynamics, Jamkrindo maintains resilient performance by strengthening its business fundamentals and applying disciplined risk management. We focus not only on growth, but also on quality and sustainability,” he said.
He added that Jamkrindo remains committed to expanding financing access for MSMEs and cooperatives, which serve as the backbone of Indonesia’s economy.
“Going forward, we will strengthen our role as a strategic partner by expanding financing access, reinforcing the guarantee ecosystem, and creating sustainable economic and social value,” he said.
Beyond financing guarantees, Jamkrindo also supports MSMEs through mentoring and capacity-building programs. These initiatives include training, skill development, and improved market access.
The company also runs social and environmental responsibility programs that focus on community economic development. These efforts aim to boost entrepreneurship and improve welfare, including support for women-led businesses and people with disabilities.
Jamkrindo’s consolidated financial statements received an unmodified opinion following an audit by RSM Indonesia (March 30, 2026). The result reinforces the company’s credibility and professionalism in financial management.
