Jakarta, ThedailyID — Personal data leaks continue to raise concerns in Indonesia as cybercrime cases become more common.
Experts warned that leaked personal information can lead to bank fraud, illegal online loans, and identity misuse.
Several recent cases showed how criminals used stolen identity data for illegal pinjaman online, or pinjol, applications.
In some incidents, victims discovered unknown loans under their names despite never applying for any financial service.
Cybersecurity experts said leaked data often includes names, addresses, phone numbers, NIK numbers, and bank information.
Criminals can combine that information with phishing methods and social engineering attacks.
As a result, victims may lose access to their bank accounts or face debt collection from illegal lenders.
Meanwhile, lawmakers also criticized the continued use of photocopied ID cards in many public services.
According to DPR member Ali Ahmad, the practice creates opportunities for digital crimes and illegal loan abuse.
He said photocopied e-KTP documents can be misused for fake bank accounts, illegal loans, and online gambling registration.
In addition, cybersecurity discussions online showed growing public anxiety over repeated data leak incidents in Indonesia.
Some users claimed scammers already knew their full names, banks, and personal details before making contact.
Others shared experiences about identity theft involving online loans and debt collectors visiting their homes.
To reduce risks, experts advised people to avoid sharing personal information carelessly online.
They also encouraged stronger password protection, careful handling of OTP codes, and regular account monitoring.
Moreover, people should avoid uploading sensitive identity documents to untrusted platforms.
Indonesia has faced multiple major data leak incidents in recent years.
Therefore, concerns over digital security and personal data protection continue to grow nationwide.
