Jakarta, ThedailyID — Bank Mandiri has expanded its cross-border payment feature through Livin’ by Mandiri, allowing users to make QR-based transactions in South Korea (April 8, 2026).
The move supports Bank Indonesia’s initiative to strengthen international digital payment connectivity. It also reflects efforts to build a more integrated global payment ecosystem.
Through this feature, users can scan QR codes at merchants in South Korea using the QRIS system. The service connects with local QR networks such as SeoulPay, enabling real-time transactions without the need for cash exchange.
“This innovation aims to make transactions abroad easier and more convenient,” said Yanto Masyap. “We want to ensure users can pay seamlessly across international destinations.”
Previously, the cross-border QR feature was available in Malaysia, Singapore, Thailand, and Japan. The expansion to South Korea shows the bank’s continued push to strengthen global connectivity.
In addition to payments, the app offers flexible funding options. Users can choose between savings accounts and Mandiri credit cards. This gives them better control over spending while traveling abroad.
The bank has also introduced a multicurrency account in South Korean won (KRW). Users can link the account to a debit card and withdraw cash from Visa ATMs across South Korea without currency conversion.
The platform continues to show strong growth. As of February 2026, Livin’ by Mandiri has reached more than 38.5 million users. Total transaction value has hit Rp802 trillion.
QRIS adoption also continues to rise. The number of QR payment users reached 9.2 million, up 23 percent year-on-year. Transaction value increased 43 percent to Rp38.9 trillion.
Meanwhile, cross-border QR usage has grown faster. The number of users rose 23 percent year-on-year to 13,000. Transaction value jumped 52 percent to Rp37.4 billion.
Looking ahead, Bank Mandiri plans to expand the feature to more international destinations. The bank aims to support a more inclusive and connected digital economy.
