Jakarta, ThedailyID — PT Penjaminan Jamkrindo Syariah reported strong financial performance in 2025, posting significant growth in net profit amid industry challenges.
Based on its audited financial report released on March 17, 2026, the company recorded a net profit of Rp141.03 billion in 2025. The figure marks a sharp increase from Rp54.11 billion in the previous year.
The growth reflects the company’s strategy to strengthen business quality and risk management.
From a fundamentals perspective, total assets reached Rp2.46 trillion, up from Rp2.41 trillion in 2024. Meanwhile, equity increased to Rp1.41 trillion, indicating stronger capital structure.
Operational performance also improved. The company posted profit before zakat and tax of Rp168.37 billion, rising from Rp54.13 billion in the previous year.
The improvement was driven by a more selective guarantee portfolio, stronger underwriting quality, and optimized investment income.
President Director Hari Purnomo said the results reflect consistent business transformation and governance improvements.
“This positive performance is the result of continuous efforts to strengthen our fundamentals,” he said.
“We remain optimistic that this growth trend will continue going forward,” he added.
The company also recorded comprehensive income of Rp161.69 billion, further strengthening its financial position.
From a compliance perspective, the 2025 financial report received an unqualified opinion from RSM Indonesia.
The result reflects transparency and accountability in financial management.
Jamkrindo Syariah also complied with regulatory requirements, including gearing ratio provisions set by Otoritas Jasa Keuangan.
Looking ahead, the company plans to expand its role in supporting productive sectors, particularly micro, small, and medium enterprises (MSMEs).
It also aims to strengthen its contribution to Indonesia’s sharia financial ecosystem through professional and competitive guarantee services.
