Jakarta, ThedailyID — PT Jaminan Kredit Indonesia (Jamkrindo) recorded Rp27.68 trillion in guarantee volume by February 2026. The program covered 403,986 debtors across Indonesia.
The guarantees also helped sustain businesses that employ around 1.83 million workers.
Acting President Director Abdul Bari said the performance reflects Jamkrindo’s commitment to expanding access to financing, especially for small businesses.
“We want to help businesses grow and create more jobs through our guarantee services,” he said.
Jamkrindo continues to improve its services for financial institutions and business partners. The company is strengthening its business processes and using digital technology to make services faster and more efficient.
At the same time, Jamkrindo is reinforcing corporate governance by improving risk management and compliance. The company said these steps ensure transparency, accountability, and professional operations.
Abdul Bari said Jamkrindo measures success not only through financial results but also through real impact on businesses.
One example is Narista Hastarini, a small business owner from Semarang who runs GBOB Snack and Catering.
Narista started her dessert business during the pandemic, focusing on homemade mille crepes. Like many small businesses, she initially struggled with limited capital.
Through Jamkrindo’s Partnership Loan Program, she received Rp20 million to improve her kitchen and buy equipment. She also joined training programs on business management, food safety, and digital marketing.
As her business grew, Narista later secured Kredit Usaha Rakyat (KUR) financing from PT Bank Rakyat Indonesia (Persero) Tbk, with guarantees from Jamkrindo.
The company also supports businesses in the construction sector through guarantee services for government project tenders.
One of its partners is PT Valentara Sarana Raya, a firm involved in infrastructure projects such as bridges and flyovers.
Director Triyanto Dwi Hastanto said Jamkrindo’s services, including surety bonds and counter bank guarantees, have helped the company participate in major projects.
“As a construction company, we need credible guarantees to gain trust from project owners,” Triyanto said.
Jamkrindo said it will continue strengthening its role in supporting financing access for businesses while contributing to inclusive and sustainable economic growth.
